Security for Expenses Ltd provides a simple, fully regulated service for holding security under the Party Wall etc. Act 1996, under licences for access or alterations, for interim payments or holding retention under the various forms of building contract, performance bonds, court orders, and rent deposits.


Our management team has over 100 years of professional experience in the UK property and construction sectors. We believe that we are the only escrow service specialising in construction and property to be FCA and HMRC regulated.

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From our inception all interest earned on clients’ funds has been paid to UNICEF.

From 2023 forward we continue to support UNICEF but are also proud to support the work of Feedback Madagascar helping some of their poorest communities to improve their own lives and their environment.

Thanks to our clients, despite periods of barely discernible interest rates, we have been able to give over £107,000. Thank you.

Some interest is now being retained as capital reserve in anticipation of changes in the requirements of the regulatory authorities.

The First Year of War in UkraineFirst Year of War in Ukraine – UNICEF

Feedback Madagascar – Sir David Attenborough

How Security for Expenses Works

We receive money from one person and pay it to another which makes us a “Money Service Business” and a “Payment Service Provider”. As such we are regulated by the FCA and supervised by HMRC which enables us to provide a payment service tailored to the client’s specific requirements. Clients’ money is safeguarded in a segregated client account and paid out as and when we are directed to specified predetermined third parties or simply returned to the originating account. Compliance under the Payment Services Regulations is ever more onerous and we are obliged to carry out certain security checks to assist in the battle against financial crime. Our Anti- Money Laundering Policy can be downloaded here.

Register project details

Register project details

Receive security by transfer from a UK bank account

Receive Security Sum from a UK bank account

Carry out due diligence checks if required

Carry out due diligence checks as required

Release security as directed

Release security when directed

Supporting UNICEF

Did you know that interest accrued on money we hold is donated to UNICEF? To date we have donated over £75k.

This is part of their work in Ukraine.